Steve Merten, CIC
Principal & Risk Manager
Year Hired: 1992
 
 

Professional: Certified Insurance Counselor (CIC)
Education: B.A. in Marketing from St. Joseph’s University
Community: Central Methodist Church, TBA Credit Union Board Member, Past Board Member of Traverse City Area Chamber of Commerce and HomeBuilders Association of the Grand Traverse Area, Past Chairman of the Traverse City Area Chamber of Commerce Small Business Council.
Personal: Steve resides in Peninsula Township with his wife Nina. Steve has two children, Christopher and Cassidy.
Hobbies: Family, Winter Sports, Basketball, Golf and sports in general.
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health

 
Tod Beynon, CIC, LIC
Principal & Commercial Risk Manager
Year Hired: 1978
 
 

Professional: Certified Insurance Counselor (CIC), Licensed Insurance Counselor (LIC)
Education: B.A. from Depauw University
Community: Graduate of Leadership Grand Traverse. Tod has participated at the board level of various organizations over the years. Currently serving on the board of Jamica Royale Condominium Association
Personal: Tod resides in Long Lake Township with Jackie, who owns and operates an incentive travel business.
Hobbies: Family, travel, golf, cycling and boating.
Licenses Held: Licensed in Property, Casualty in Michigan, Florida, Arizona, Ohio and North Carolina. Also holds Excess and Surplus license.

 
Gary Chouinard, CIC, LIC, ARM
Principal & Risk Manager
Year Hired: 2000
 
 

Professional: Certified Insurance Counselor (CIC), Licensed Insurance Counselor (LIC), Associates in Risk Management (ARM)
Education: Northern Michigan College
Community: Life member and past President of Traverse City Optimist Club, Optimist Youth Foundation Board Vice President, Member of Faith Reformed Church, Active with I.C.E. - Involved Citizens Enterprise.
Personal: Gary is a native to Traverse City. He is married to Ann, who is a 4th grade TAG teacher at TCAPS. They have 4 children, Brandon, Karina, JJ, Lexi and grandson Tristen. They also have two havanese dogs, Razcal and Zeke.
Hobbies: Family, Camping, Hockey, Golf, Kayaking and Fishing.
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health. Licensed in Michigan, Indiana, Iowa and Texas.

 
Travis Beynon, CIC, CAWC
Principal & Commercial Risk Manager
Year Hired: 2006
 
 

Professional: Certified Insurance Counselor (CIC), Certified Authority on Workers' Compensation
Education: B.A. in Business Management and Communications from Hope College
Community: Confirmed member of First Congregational Church, active member of the Traverse City Chamber & Young Professionals, President of Fairway Hills Condominium Association.
Personal: Travis resides downtown Traverse City with his wife Christine, daughter Aria Grace and their two dogs, Ascher and Desi
Hobbies: Tennis, Golf, Boating, Skiing/Snowboarding, Soccer, Running, Travel and Outdoors.
Licenses Held: Licensed in Property, Casualty

 
Kelly Connell, CAWC
Commercial Risk Manager
Year Hired: 2014
 
 

Professional: Certified Authority on Workers Compensation (CAWC)
Education: Conerstone University, Grand Rapids, MI
Personal: Kelly is a Gaylord native who now resides with her husband Scott, in McBain. They have two children, Jameson and JJ.
Hobbies: Running, kayaking, hunting, fishing, snowshoe and basketball
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health

 
Joe Tuck
Commercial Risk Manager
Year Hired: 2017
 
 

Education: B.A. in Economics from Michigan State University (2015)
Community: Traverse City Young Professionals, Home Builders Association, Volunteering at State Theatre, Coaching youth lacrosse
Personal: Native of and resides in Traverse City
Hobbies: Ice Hockey, Lacrosse, Skiing
Licenses Held: Michigan Property, Casualty, Life, Accident and Health, Variable Annuities, Series 66, Series 7

 
Molly Rice
Commercial Service Agent
Year Hired: 2014
 
 

Education: Marquette Area Public Schools & Northwestern Michigan College, Associate Degree in Business Administration
Community: Volunteer at Safe Harbor, Father Fred, Election Volunteer, Big Brothers Big Sisters and Traverse City Microbrew volunteer.
Personal: Molly is a native of the beautiful Upper Peninsula of Michigan. The member of a very close knit family, she is one of six children and the proud aunt to 10 nieces and nephews. She resides in Traverse City with her longtime boyfriend Tom.
Hobbies: A music lover, Molly enjoys going to festivals and concerts. She enjoys exploring the landscape of the area, and taking in a glass of wine at local vineyards. She also spends time in her craft room, and reading cookbooks.

 
Valerie Sauerbrey
Commercial Service Agent
Year Hired: 2018
 
 

Education: BA from Governor's State University, Illinois
Community: Volunteer at the State Theater, National Cherry Festival
Personal: Relocated back to Traverse City in February 2018. Married to Tony and has two young boys, Connor and Kaleb.
Hobbies: Valerie enjoys spending tons of time with family and friends outside and playing, including going to the beach, riding bikes, blowing bubbles, drawing with chalk, BBQ, tractor riding, walking trails looking for leaves and sticks, and sledding.

 
Mike Jager
Business Development Leader
Year Hired: 2018
 
 

Professional: Certified Insurance Counselor (CIC), Chartered Private Risk and Insurance Advisor (CPRIA)
Education: B.A. in Business Studies from Davenport College (1999)
Community: President of Bay Area Insurance Agent's Association (BAIAA), Women's Council of Realtors, Traverse Area Association of Realtors (TAAR), Rotary Club Member, Ambassador for Traverse City Chamber of Commerce
Personal: Mike resides in Peninsula Township with his wife Erica, and their three children Henry, Elin, and Cara.
Hobbies: Spending time with his family, golf, basketball, and spending time enjoying the Northern Michigan summers.
Licenses Held: Property & Casualty License, Surplus Lines License, Life & Health

 
Tammy Manders
Commercial Account Manager
Year Hired: 2008
 
 

Professional: Tammy has worked in the insurance industry since 1998 – working at the front desk, managing the computer network, personal lines and now in commercial lines. She has been a licensed agent since 2002.
Community: Debate Judge for Traverse City High Schools, Bay Pointe Community Church, Volunteering at the State Theatre, Traverse City Chamber of Commerce Young Professionals
Personal: Tammy values time with her family - she resides with her husband, Mark, who is a security manager.  They have a pug (Tinsley) and a cat (Stanley) who are learning to love each other.
Hobbies: Crafts, Reading, Games (Board/Card – you name it!), Outdoor Activities, Most any Sport (Volleyball, Tennis, Softball, Bowling, etc.)
Licenses Held: Michigan Property & Casualty Insurance Agent and Michigan Life, Accident and Health Insurance Agent

 
Beth McCardel, CPCU, CIC, CISR, CRM
Commercial Account Manager/Team Leader
Year Hired: 2012
 
 

Professional: Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Certified Insurance Service Representative (CISR), Certified Risk Manager (CRM)
Education: University of Michigan, Ann Arbor
Community: Junior Achievement Volunteer, Parishioner at Christ the King Catholic Church. Volunteering at the State Theatre.
Personal: Beth resides in Traverse City with her husband and two daughters, Sydney and Ally.
Hobbies: Tennis, Golf and Art (painting, drawing, etc)
Licenses held: Michigan Property & Casualty Insurance Agent

 
Kathleen Bendickson, CISR
Commercial Account Manager
Year Hired: 2008
 
 

Professional: Certified Insurance Service Representative
Education: B.A. in Psychology from the University of Michigan
Community: Bay Pointe Community Church, Volunteer for Traverse City Optimist Club Annual Christmas Shopping
Personal: Kathleen resides in Traverse City with her husband, son and black lab.
Hobbies: Reading, exercise, spending time with family & friends and any warm weather outdoor activities.
Licenses Held: Michigan Property & Casualty Insurance Agent

 
Nancy Carlson, CIC
Commercial Account Manager
Year Hired: 2014
 
 

Professional: Certified Insurance Counselor (CIC), Certified Insurance Service Representative, Certified Professional Service Representative
Education: B.A. from Central Michigan University
Personal: Nancy resides in Rockford, Michigan with her husband and daughter. Her son is currently serving overseas. They also have a rescue dog Breslin and their sons cat, Carlos.
Hobbies: Spending time with family and friends, attending various sporting events, traveling, biking, kayaking, taking long walks with their dog and reading a good book.
Licenses Held: Michigan Property & Casualty Insurance Agent

 
Tara B. Halladay, CISR
Commercial Service Agent
Year Hired: 2008
 
 

Professional: Commercial Insurance Service Representative.
Education: Associates Degree in Business Administration from Ferris State University
Community: Shephard's Table, Project Christmas and Co-Chair of Enchanted River Playground committee, helping raise over $60,000 to design, coordinate and build a community playground.
Personal: Tara resides in Cadillac with her husband, Tom. Together they have four children, Ashley (Matt), Allison, Jillian and Parker. She greatly enjoys attending her children's many sporting events, which include soccer, cross country, ski team and baseball.
Hobbies: Camping, kayaking, travel, skiing and photography
Licenses Held: Michigan Property & Casualty Insurance Agent

 
Courtney Myers
Commercial Risk Manager
Year Hired: 2017
 
 

Professional: Certified Insurance Counselor (CIC), Certified Authority on Workers Compensation (CAWC), Certified Long Term Care (CLTC)
Education: B.A. in Advertising from Ferris State University, MBA from Lawrence Technological University, Pd.D. Candidate in Management from Capella University
Community: Zonta Club of Traverse City, National Cherry Festival, Coaching volleyball at Traverse City St. Francis
Personal: Courtney resides in Traverse City with her husband, Mike, and their two dogs, Andy and Kyle
Hobbies: Volleyball, Skiing and Golf
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health