Steve Merten, CIC
President & Risk Manager
Year Hired: 1992
 
 

Professional: Certified Insurance Counselor (CIC)
Education: B.A. in Marketing from St. Joseph’s University
Community: Central Methodist Church, TBA Credit Union Board Member, Past Board Member of Traverse City Area Chamber of Commerce and HomeBuilders Association of the Grand Traverse Area, Past Chairman of the Traverse City Area Chamber of Commerce Small Business Council.
Personal: Steve resides in Traverse City with his wife Nina. Steve has two children, Christopher and Cassidy.
Hobbies: Family, Winter Sports, Basketball, Golf and sports in general.
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health

 
Tod Beynon, CIC, LIC
Principal & Commercial Risk Manager
Year Hired: 1978
 
 

Professional: Certified Insurance Counselor (CIC), Licensed Insurance Counselor (LIC)
Education: B.A. from Depauw University
Community: Graduate of Leadership Grand Traverse. Tod has participated at the board level of various organizations over the years. Currently serving on the board of Jamica Royale Condominium Association
Personal: Tod resides in Long Lake Township with Jackie, who owns and operates an incentive travel business.
Hobbies: Family, travel, golf, cycling and boating.
Licenses Held: Licensed in Property, Casualty in Michigan, Florida, Arizona, Ohio and North Carolina. Also holds Excess and Surplus license.

 
Gary Chouinard, CIC, LIC, ARM
Principal & Risk Manager
Year Hired: 2000
 
 

Professional: Certified Insurance Counselor (CIC), Licensed Insurance Counselor (LIC), Associates in Risk Management (ARM)
Education: Northern Michigan College
Community: Life member and past President of Traverse City Optimist Club, Optimist Youth Foundation Board Vice President, Member of Faith Reformed Church, Active with I.C.E. - Involved Citizens Enterprise.
Personal: Gary is a native to Traverse City. He is married to Ann, who is a retired 4th grade TAG teacher at TCAPS. They have 4 children, Brandon, Karina, JJ, Lexi and grandson Tristen. They also have two havanese dogs, Razcal and Zeke.
Hobbies: Family, Camping, Hockey, Golf, Kayaking and Fishing.
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health. Licensed in Michigan, Indiana, Iowa and Texas.

 
Travis Beynon, CIC, CAWC
Principal & Commercial Risk Manager
Year Hired: 2006
 
 

Professional: Certified Insurance Counselor (CIC), Certified Authority on Workers' Compensation
Education: B.A. in Business Management and Communications from Hope College
Community: Confirmed member of First Congregational Church, active member of the Traverse City Chamber & Young Professionals, President of Fairway Hills Condominium Association.
Personal: Travis resides in Peninsula Townshi. Travis had a daughter, Aria Grace a his dog Bay Kincaid
Hobbies: Tennis, Golf, Boating, Skiing/Snowboarding, Soccer, Running, Travel and Outdoors.
Licenses Held: Licensed in Property, Casualty

 
Kelly Connell, CAWC
Commercial Risk Manager
Year Hired: 2014
 
 

Professional: Certified Authority on Workers Compensation (CAWC)
Education: Conerstone University, Grand Rapids, MI
Personal: Kelly and her husband Scott, reside in Gaylord. They have two children, Jameson and JJ.
Hobbies: Running, kayaking, hunting, fishing, snowshoe and basketball
Licenses Held: Licensed in Property, Casualty, Life, Accident and Health

 
Molly Rice
Commercial Service Agent
Year Hired: 2014
 
 

Education: Marquette Area Public Schools & Northwestern Michigan College, Associate Degree in Business Administration
Community: Volunteer at Safe Harbor, Father Fred, Election Volunteer, Big Brothers Big Sisters and Traverse City Microbrew volunteer.
Personal: Molly is a native of the beautiful Upper Peninsula of Michigan. The member of a very close knit family, she is one of six children and the proud aunt to 10 nieces and nephews. She resides in Traverse City with her longtime boyfriend Tom.
Hobbies: A music lover, Molly enjoys going to festivals and concerts. She enjoys exploring the landscape of the area, and taking in a glass of wine at local vineyards. She also spends time in her craft room, and reading cookbooks.

 
Tracy Rohlinger
Commercial Service Agent
Year Hired: 2019
 
 

Professional: Commercial Insurance Service Representative (CISR)
Education: Baker College, Associate Degree in Business Administration
Personal: Resides in Cadillac with her husband and son
Hobbies: Spending time with family & friends, traveling, reading and being at the beach
Licenses Held: Michigan Property & Casualty Insurance Agent

 
Jessie Soave
Commercial Risk Manager
Year Hired: 2019
 
 

Education: Bachelor of Science, Central Michigan University
Community: Volunteer at TC Cares, and Mission Impact of Guatemala
Personal: Jessie resides in Traverse City with her husband, Scott (Optometrist and owner of Eyesee Vision Care), and their two young boys, Cole and Wyatt. As a family, they enjoy backpacking, four-wheeling, and farmhouse renovation projects.
Licenses Held: Michigan Property & Casualty Insurance

 
Mike Jager
Business Development Leader
Year Hired: 2018
 
 

Professional: Certified Insurance Counselor (CIC), Chartered Private Risk and Insurance Advisor (CPRIA)
Education: B.A. in Business Studies from Davenport College (1999)
Community: President of Bay Area Insurance Agent's Association (BAIAA), Women's Council of Realtors, Traverse Area Association of Realtors (TAAR), Rotary Club Member, Ambassador for Traverse City Chamber of Commerce, Old Mission Peninsula School Board Member
Personal: Mike resides in Peninsula Township with his wife Erica, and their three children Henry, Elin, and Cara.
Hobbies: Spending time with his family, golf, basketball, and spending time enjoying the Northern Michigan summers.
Licenses Held: Property & Casualty License, Surplus Lines License, Life & Health

 
Beth McCardel, CPCU, CIC, CISR, CRM
Commercial Account Manager/Team Leader
Year Hired: 2012
 
 

Professional: Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Certified Insurance Service Representative (CISR), Certified Risk Manager (CRM)
Education: University of Michigan, Ann Arbor
Community: Junior Achievement Volunteer, Parishioner at Christ the King Catholic Church. Volunteering at the State Theatre.
Personal: Beth resides in Traverse City with her husband and two daughters, Sydney and Ally.
Hobbies: Tennis, Golf and Art (painting, drawing, etc)
Licenses held: Michigan Property & Casualty Insurance Agent

 
Kathleen Bendickson, CISR
Commercial Account Manager
Year Hired: 2008
 
 

Professional: Certified Insurance Service Representative
Education: B.A. in Psychology from the University of Michigan
Community: Bay Pointe Community Church, Volunteer for Traverse City Optimist Club Annual Christmas Shopping
Personal: Kathleen resides in Traverse City with her husband, son and black lab.
Hobbies: Reading, exercise, spending time with family & friends and any warm weather outdoor activities.
Licenses Held: Michigan Property & Casualty Insurance Agent

 
Nancy Carlson, CIC
Commercial Account Manager
Year Hired: 2014
 
 

Professional: Certified Insurance Counselor (CIC), Certified Insurance Service Representative, Certified Professional Service Representative
Education: B.A. from Central Michigan University
Personal: Nancy resides in Rockford, Michigan with her husband and daughter. Her son is currently serving overseas. They also have a rescue dog Breslin and their sons cat, Carlos.
Hobbies: Spending time with family and friends, attending various sporting events, traveling, biking, kayaking, taking long walks with their dog and reading a good book.
Licenses Held: Michigan Property & Casualty Insurance Agent

 
Shannon Becker
Tribal & Commercial Account Manager
Year Hired: 2019
 
 

Education: Bachelor Degree from Lake Superior State University, Sault Sainte Marie, MI
Personal: Resides in Kincheloe, MI with her daughter and her dog. She also spends weekends in Mackinaw City with her boyfriend.
Hobbies: Off-roading in her Jeep & boating during the summer with her boyfriend takes up much of her time. Crafting, including scrapbooking & card making are a long time creative outlets for her. Camping, hiking, snowshoeing, fishing, and just about anything outdoors.
Licenses Held: Michigan Property & Casualty Insurance Producer License

 
Brittany Kaminski
Personal & Commercial Service Agent
Year Hired: 2018
 
 

Community: Volunteers at the Traverse City Bijou & State Theatre, Munson Manor, Woman's Resource Center, and Botanical Garden Society.
Personal: Resides in Traverse City with her Fiance Ken and her chocolate lab, Freedom. 
Hobbies: She is always keeping active - staying surrounded with friends, family, baseball, boating and beaches. 

Licenses Held: Michigan Property & Casualty

 
Elizabeth Sieloff
Personal & Commercial Lines Risk Manager
Year Hired: 2018
 
 

Education:Manhattan High School - Manhattan, KS
Community: Elizabeth is involved with the Home Builders Association and the Board Member of Bay Area Insurance Agents Assoc.
Hobbies: Elizabeth enjoys time with friends and family, spending time at the beach, working out, reading, cooking, and cheering on K-State Wildcats and the Kansas City Royals.
Personal: Elizabeth lives in Leelanau County with her 2 Labradors, Emory and Palmer.